Monday, August 24, 2009

My Mom: A Guide to Happiness

I was just reading an interesting article on money and happiness. It talked about how the common wisdom has always been that money cannot buy happiness, but how now, according to a couple of researchers, that in fact, if used correctly, money can indeed buy happiness.

The main difference was this: If people buy “stuff,” from fancy cars and watches to bigger homes, ultimately they are not much if any happier. But those who give money away — to charities or to other people, or spend it on experiences, like vacations or even a bar crawl with friends — they are actually, yes, happier.

This information confirmed something I always thought — that money can contribute to happiness if it buys you experiences like education, travel, time with friends and, more powerfully, freedom, particularly from a lousy job.

It also immediately made me think of my mom.

Just the other day she was sitting on the couch watching the news when she heard that the lottery had reached $200 million. Her face always lights up at the thought of buying a ticket and actually winning.

“I’d love to win the lottery,” she said. “God, wouldn’t that be fantastic? Why don’t you buy a ticket?”

I always turn all grumbly and say, “No way. That’s just throwing your money away.”

And mostly it is a waste, considering the odds of actually winning the thing, or any portion of it. But sometimes she gives in to fantasy (although, yes, there is the minute chance she could win) and contemplates what she’d do with all that money.

“Of course, the government would take half,” she went on, deciding what she’d do with $100 million. At this point, because I’ve heard this before, I get a little annoyed because even though this money does not exist, I know what she’ll say.

“I’d love to give it away. I’d give at least million to each of my nieces and nephews and my sister. And all my charities….”

She relishes the fantasy with such enthusiasm I wonder how I can possibly be related to her. But then I’m glad to see some common sense surface: “I’d keep about $30 million. That’s all I’d need.”

At that point, I realize even $30 million is way more than she’d need, this woman who these days is so down to earth it pains her to even buy a new shirt without at least throwing one away.

But then I realize, she’s not thinking of possessions at all, or hardly. She’d probably make her home and property into a sanctuary for homeless animals, and the money would free her from the worry of food and vet bills. She could even hire workers to tend to the menagerie.

She’d probably spend some on travel and taking friends out to dinner, maybe fix her Jeep’s air conditioning or possibly even buy a new car, but nothing fancy, just something safe and sturdy to get her around if her old Jeep gives out.

I have come to realize that any slight irritation that arises within me when I hear her talk of all this sharing and giving so much away is really an awakening of my own fear of scarcity.

Though I’m far from a materialistic status seeker (thanks to my family), I admit, my first thought is not to give away to others (other than those closest to me, of course) but to hoard. To make sure I’ve always got enough money to be comfortable, to travel, to leave a bad job, to have the freedom to do what I want.

So while I’m thinking I can hold my head up and say, "See? I’m honorable, I don’t want a Gucci watch or Ferrari, a mansion or Chanel bag. I want experiences," I realize I have to take a cue from my mom and think even more of sharing the wealth.

I also realize that's something you can do right now. Not “one day” if you win the lottery. I don’t have a lot of extra money, but I bought lunch for a friend recently and it felt great.

Of course I’m still far from being where my mother is.

I used to tease her when my cousin and his wife and kids would stop by and she would offer them things as they got ready to leave. Nothing fancy, just what she had around.

“Do you want to take some bananas?” she’d say, pointing to a few sitting in a bowl. Or she might pick up a bag of chips and say, “Here, take these.”

At the time I’d think she was silly, knowing full well my cousin could easily afford to buy his own chips. But that was not the point. And now I just think she’s amazing. She just loves to give. And I know, without any doubt, I could count on her to literally give me the shirt off her back whether I needed it or not.

More important, I realize it’s a rare person who is so giving and with such enthusiasm. I’m lucky to have her as a role model.

And I didn’t really need to read that story about how money really can buy happiness. My mother already taught me.

If you want, see the story here:

Sunday, August 2, 2009

On My Mind....

New post coming... soon. Stay tuned.

Meanwhile, this is the kind of stuff that's been on my mind:

The author of the below linked article on the issue of buying kidneys (due to the crisis of too many people waiting for one while on dialysis combined with the shortage available from either deceased donors or living donors like myself) says:

"History suggests that once the rich and powerful figure out a way to exploit the poor in one way, they'll pretty quickly start pushing the envelope in related directions as well."

I say: Not all people who need a kidney are rich and powerful and plenty would do ANYTHING to raise the money to buy one, and it would be money well spent. If only they would allow the system to regulate this. Maybe instead of paying a donor the donor would get lifetime health insurance or another incentive.

My main concern would be that people taking money to donate a kidney get a very good health screening for their sake and the recipient's.

Donating a kidney to save a life is a relatively safe procedure for living donors. You can -- as many, many people do and don't even realize it -- live a full and healthy life with one kidney. The second is really like a spare.

The best solution? Have people OPT-OUT of being donors on the donor card rather than OPT-IN. It's worked wonderfully in other countries and let's face it, you aren't using it anymore at that point anyway. Plus, one person saves two lives (two kidneys).

Really folks, something must be done.